Dash Cameras and Their Importance
Why use dash cameras on commercial vehicles?
- Reduces accident frequency
- Proven reduction to loss ratios
- Improved driving behavior which leads to increased fuel economy
- Defend against driving offense allegations
- Alleviates whiplash or personal injury claims
- Added security & theft deterrent
- Increased speed of claim resolution
- Possible reduction in insurance premiums
Accidents Don’t Just Happen
Accidents happen quickly, and sometimes it is difficult for a driver to recall the actual chain of events that led up to them — especially if he or she is injured or shaken up. Statements about the accident are never the same from both side, and, of course, no one wants to admit fault. Dash cameras simply record the facts, and their data may help a driver avoid charges, reduce a charge or reveal information that may be useful in court. Even if it does not go his or her way, dash cameras record the true story so justice can be served and hopefully your driver will not be unfairly blamed.
Dash Cameras & Fraud Prevention
Insurance fraud is very common. Commercial and high-end vehicles are often the targets of “crash-for-cash” scams, because their owners undoubtedly have deep pockets and insurance. In some situations, the fraudulent driver may try to extort cash from your driver in return for not reporting the incident. If this happens to one of your drivers, both the company and the driver will have undisputable video evidence to prove the driver’s innocence.
An Objective Witness
Sometimes drivers are stopped for a traffic violation they did not commit or ticketed for doing something they did not do. This is especially true at intersections where traffic cameras are installed, and they don’t take into consideration extenuating circumstances such as traffic stopping or slowing as a vehicle enters an intersection. Having a dash camera can help a driver prevent unfounded traffic violations and help to prove his or her innocence when ticketed, which could affect both the company’s insurance rates and the driver’s record.
Driver Reviews and Education
Drivers can review their daily driving footage to become better drivers. Fleet and safety managers can use the recordings to educate the driver about his or her driving habits. For example, after watching some of the recordings the driver or fleet manager may realize that the driver has a tendency to tailgate, drive too fast for conditions or abruptly change lanes without realizing it. Additionally, the use of rules within the system can help you automatically detect poor driving behaviours.
Out of Sight (Personal Use)
Do you allow your drivers to take your vehicles home at night or allow for personal use? Without a dash camera or GPS tracking device installed, you have no idea how others are treating your property. Once it’s out of your sight, what really goes on? Having a dash camera installed enables you to see (and sometimes hear) exactly what happens after hours. Viewing the camera footage will enable fleet managers to know exactly where the vehicle was and how it was treated.
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